employee smiling while sitting at desk helping a customer

Real people, finding the best lender for you.

Your boutique team of mortgage & finance brokers, located in Coffs Harbour, we save you time & money to get the right loan for you.

Meet Our Team
Elite Broker Badge - CommbankElite Broker 2022/2023 awardaward graphic for Finance Broker of the Yearaward badge for Elite Broker 2022Finalist Award for the Adviser Australian Broker Awards - Regional office of the Year 2020

Why choose us?

Save Time

We do the research and find the right deals for you. We're locals Coffs Harbour Mortgage Brokers & Grafton Mortgage Brokers, servicing the Coffs Coast & Australia wide.

Save Money

Our job is to minimise your costs, while banks look to maximise their profits. We listen to what YOU need and provide you with the best lender and product to meet those needs.

Your Options

Our team offers a wide range of loan options, including business, SMSF, equipment, home loans, and reverse mortgages, tailored to meet your needs.

Our Expertise

Collectively our team has over 130 years experience in the finance industry and are connected to over 50+ different lenders.

What they say about us.

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This is the second time we have used Tasha's services. Due to our circumstances, neither instance was straight forward but Tasha's experience and knowledge got us over the line both times. Tash gave us a range of products to choose from and gave us all the information we needed to make the right choice. For people like us who are not particularly adept in financial matters, Tasha takes the worry and stress out of the process, she patiently walked us through each step, kept us informed as matters arose and progressed and ultimately, we ended up living in a home we only dreamed of. If we were to ever need a mortgage broker again, for a new home or investment, we would certainly be calling Tasha again.

Paul & Danielle
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We met Brook after being referred by a trusted friend. Our situation was a little out-of-the-ordinary and needed someone who could approach our refinance with professionalism and tact. Brook exceeded our expectations and kept us informed of progress right throughout the process, despite there being a few bumps in the road. We can't recommend Brook highly enough and are forever thankful for the support and graciousness with which he handled our matter.

Nicole S
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My partner and I are first home buyers and we can not thank Sonia enough! She has made the whole process so easy and we are very grateful. I have already recommended her to everyone I can and I will continue to do so. Absolute 10/10 service.

Bella K
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I can not recommend Derek enough! He is absolutely amazing at his job!! He has made this experience as simple as possible for me. He is beyond professional and explains the procedures and choices in the most simplistic of ways. I don’t know how I would of managed a refinance without him! So grateful for his time effort and patience. Would never use anyone else after this experience. Thank you Derek.

Jaclyn H
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Scott's skills and wisdom have been crucial. We collaborated with him for more than 2 years, and his continuous help and advice have been instrumental in the purchase of a business. We are deeply thankful and would highly recommend him. His integrity, truthfulness, and dedication are commendable.

Jodi A
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I just wanted to take the time to thank Rod for arranging the finance for our new caravan. I live in Perth WA and dealing with Rod on the east coast was a pleasure he arranged the finance promptly and was in contact throughout the process it was like he never slept. I would highly recommend Rod and North Coast Lending.

Scott G
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Efficient, experienced, knowledgeable, helpful, friendly, approachable, and go way beyond the call of duty.

Shari Raymond
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I have had the privilege once again of dealing with Rod and his team. What an absolute pleasure. Thanks Rod, as always you are brilliant at what you do.

Scott Dickson
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We have worked in close association with North Coast Lending since opening our doors 6 years ago. The exceptional common sense approach, the ability to go “above and beyond” coupled with their accumulated knowledge and expertise in the finance industry ensures our client’s outcome is achieved seamlessly.

Therese Ryan - Cornerstone Conveyancing

Coffs Harbour finance brokers, with clients across Australia.

North Coast Lending is your dedicated team of mortgage brokers and finance brokers. Our boutique Coffs Harbour team of mortgage brokers have the experience, expertise and great lending partners to ensure your borrowing needs are met.

We act for you without prejudice– we are not owned by a bank, we have no affiliation with any bank – we go with the best lender for you.

We are located on the Coffs Coast NSW and offer a complimentary home loan broking service as well as assisting with business loans, commercial property finance, equipment finance and more. Coffs Harbour mortgage brokers, assisting clients wherever they happen to be.

Meet our Team
Black and white image of Rod Cross sitting at his desk at his office on the Mid North Coast NSWNorth Coast Lending tagline - We Know How
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Need a Home Loan? Start here.

Are you a First Home buyer, looking to add to your property portfolio or would you like to refinance? Complete the form below for a list of home loan options to suit you.

Click here to see all loan types we can help you with.

Online Enquiry

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Local Sponsorship & Community Support

A farmer on the back of his truck with hay bales possibly located in Coffs Harbour.

A core value of North Coast Lending is our commitment to giving back to our local community.

Whether it’s donations of dog food to our mates at ARCH, supporting local sporting groups, such as Coffs Harbour Baseball, Orara Valley Hockey, Sawtell Junior Rugby League and Coffs Harbour Netball, local schools or charities (big and small) we are immensely proud to be able to give back every month.

Do you know of any local groups needing financial support? Our team of brokers, located between Macksville, Nambucca, Dorrigo & Woolgoolga, love supporting their local communities.

Nominees for community support are open now. Let us know who you think we could back.