Building Tips: Don’t Overlook These Common Exclusions

Building a new home is an exciting journey, but it’s important to go through your building contract carefully to avoid unexpected costs. Many builders exclude certain items from their quotes, leaving homeowners to cover these expenses later. Knowing what to look for can save you time, money, and stress.

Here are some common exclusions to watch out for:

• Driveways: Often left out of the initial quote, driveways can be a significant additional cost.
• Insect Screens: Ensure these are included, or you might have to install them yourself after the build.
• Clotheslines: A necessity that’s frequently overlooked in building contracts.
• Letterboxes: A small but essential item that’s easy to miss.
• Turf and Landscaping: Creating a beautiful yard is often left out of the contract, so factor this into your budget.

Why It Matters

If these exclusions aren’t factored into your budget early, you could face unexpected costs at the end of your build. For example, properties in areas like Coffs Harbour, Nambucca, or Macksville often require landscaping to meet local standards, which can quickly add up.

Our Tip

Always ask your builder for a clear breakdown of what is and isn’t included in the contract. If you notice any of these common exclusions, plan ahead to cover these costs or discuss options to include them in your contract. Being prepared ensures your building journey is as smooth and stress-free as possible.

How North Coast Lending Can Help

Building a home in Grafton, Moonee Beach, or Yamba? North Coast Lending can help you secure the right construction loan to cover your project, including these often-overlooked extras. Our team provides guidance on budgeting and ensures you’re financially prepared for the journey ahead.

Contact North Coast Lending‍

Email us at reception@northcoastlending.com.au to discuss your construction loan needs.